Please read these terms and conditions ("Terms of Use") relating to your use of this web site (the "Site"). By accessing the Site you are agreeing to the terms that appear below. In particular the Section headed Warranty and Liability contains important information about your rights and remedies.
Who we are
Experian Limited own and run the website. We are a company based in England – our registration number is 653331 and our registered office is at Landmark House, NG2 Business Park, Nottingham NG80 1ZZ. If you have any questions about this website or these terms, please use the relevant contact details set out on the contact us page.
Experian Decision Analytics ("we" or "us") is trading name Experian Limited and its group companies.
Content
All intellectual property rights in all the materials contained in the Site, the software and products available for download from the Site and the data collected by the Site (the "Content") including but not limited to patents, copyright, database right and trademarks belong to us or our licensors.
You may access and view the Content and may retrieve and display Content from the Site on a computer screen and/or print individual pages on paper and/or make a reasonable number of photocopies and/or store such Content in electronic form on your computer's local hard-disk for your personal, non-commercial use only.
You must not copy, pass on, sell, publish or make profit from any of the Content without first getting our written permission. The Content includes a number of trade marks that are owned by us or our licensors. By making the trade marks available on the Site we are giving you any permission to use them.
Software
Copyright in any software that is made available for download from the Site belongs to us or our third party licensors and your use of such software is governed by the terms of any licence agreement that may accompany or be included with the software. You must not install or use any software unless you agree to the terms of such licence agreement.
Guarantee
The content is only for general information, and we provide it as it becomes available. We take reasonable care to check that the content is accurate and complete before we publish it on the website. However, because we get the content from a number of different sources – and because of the issues involved with providing information through the Internet – we cannot guarantee that the content will always be accurate, available, complete or fit for any particular purpose.
We do not guarantee that the content is free from viruses, or that you will always be able to use the website without any interruption or error. If you download any content to your computer or take the content from the website in any other way, you do so at your own risk. We will not be responsible for any damage to your computer or any of the information on it.
We do not accept any responsibility for any mistakes, errors or other faults in the website and the content, or for how you use the website and the content.
However, nothing in these terms removes or limits our liability for death or personal injury caused by our negligence or for any liability which we cannot limit or exclude under the relevant law.
Links to other sites
The website may contain links or references to products, materials or websites provided by organisations that are independent from us (we call these ‘third parties’), either directly or through frames (for example, where two or more web pages are displayed as a single page). Although we may make this material available, we do not in any way recommend, endorse or promote it. If you have any complaints about the third-party material we make available, you should contact the relevant third party. You must not link to our website without first getting our written permission.
Your privacy
We take your privacy very seriously and aim to comply with the relevant provisions of UK data protection legislation. Any information given to us by you or collected by us during your use of the Site is only used in accordance with the terms of our Privacy Policy Statement.
Products and services
It may be possible, through other websites we run and provide links to from this website, for you to have access to a facility to buy products or services. Nothing on this or other websites we run forms an offer on our part to sell any products or services. How you buy and use these products or services will depend on separate terms and conditions, and you may need to register with us or another organisation.
Advertising and sponsorship
Part of the Site may contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site complies with relevant laws and codes. We will not be responsible for any error or inaccuracy in advertising material.
Other matters
Part of the website may contain advertising and sponsorship. Advertisers and sponsors are responsible for making sure that the material they give us to include on the website keeps to the relevant laws and codes. We will not be responsible for any mistakes or inaccurate information in advertising material.
If any court having the appropriate authority finds that any of these terms are not valid, this will not affect the validity of any of the other terms in this notice. If you or we fail to take advantage of any right we have under these terms, it does not mean you or we are giving up that right.
These terms will be governed by, and interpreted in line with, English law. You agree that the English courts will have full authority to settle any dispute that may arise out of or in connection with these terms.
We may make changes to any part of the website or the content (including these terms) at any time. We will tell you about any changes to these terms by showing the date of the changes in the ‘Last updated’ section below. By using the website after the date we make any changes, you are agreeing to the changes.
Last updated: 5 August 2008
© 2008 Experian Limited. All rights reserved